We’ve purchased our first home this year. Finalizing the property was easy, as it was the only one we liked and our loan application went through smoothly. Despite the delays due to coronavirus, the entire buying process, from the first payment to handover of the flat was pretty hassle free. But then it was time […]
2020 : A Year In Review
Exactly one year ago today, India experienced its first ever lock down. It was also the first time I had idle day time in the past 8 years. Like many others, it felt pretty new to me and I’ve wasted the first few weeks bingeing on TV Shows and Social Media. But once it became […]
Equity Valuation Models – Simplified
This post was originally published in the Feb’21 edition of FPSB Journal for Certified Financial Planners By Srikrishna, CFPCM Understanding the basic concept of value investing is simple. Buy a stock when its price is less than its intrinsic value, and hold it for the long term. Intrinsic Value, also known as fundamental value, is […]
15 Intriguing Real Life Quests From “The Happiness of Pursuit”
Chris Guillebeau, an American author and blogger had an audacious life goal. He wanted to visit every country in the world. It took him 10 years to travel 195 countries and he did it by age 35!!! After achieving his own quest, Chris surveyed several others across the globe who had been toiling away on […]
Improving at Chess : How I Gained 1000 Rating Points in 7 Months
Seven months ago, I played a game of chess with my wife. I lost that game and the subsequent ones against her. She had some experience with chess before. And I was a beginner who just knew the basic rules of the game. So I felt the losses to be justified. Then I played with […]
5 Fascinating Personal Finance Stories
The world of personal finance is weird. It is perhaps the only industry, where someone with no formal experience can outperform someone with the best knowledge. Of course, part of it can be attributed to luck. More importantly though, it is not a hard science, but a soft skill. Our behavior is much more important […]
5 Popular Ideas That Aren’t Actually True
“The One Thing” by Gary Keller is one of those self help books which can be summarized in just one sentence. What’s the ONE Thing I can do such that by doing it everything else will be easier or unnecessary? The One Thing The main idea of this book is that focusing on one thing, […]
A Minimalist Approach to Fitness – Resistance Bands
At the start of 2020, I set multiple audacious fitness goals for myself. I wanted to finish a marathon, be able to do a muscle up and try out power lifting, among other things. But then, the coronavirus happened. And all of my best laid plans went astray. Marathons were canceled, gyms were closed. And […]
3 Lessons Learned from Meditating for 60 Hours in 60 Days
In his book “Tools of Titans”, Tim Ferriss an American podcaster, author and an entrepreneur, gives us a sneak peak into the tactics, habits and routines of more than a 100 world class experts, ranging from celebrities, athletes, medical professionals to military commanders. And the fact that almost all of them had one habit in […]
A Letter To Dad On His Retirement
Due to the current pandemic, I couldn’t attend my Dad’s felicitation on his last day at work. So I wrote this letter and sent it in instead. Dad, Honest, Sincere, Hard Working, Punctual, Loving and most importantly, Happy. These are the qualities I recall when I think about you. And it’s not just me, I’m […]